My story beats all of the rest of the stories. My car was vandalized sometime 2 months ago....and now Progressive insurance company is investigating me over the claim. I have been with them for at least 5 years. They have obtained recorded statement from me and my family...asked for my phone bills and bank accounts information.
The best part of it all they came to my house and took sample of oil and transmission fluid from the car. Instead of paying or fixing the claim they rather take the time and ask for something crazy every week. My truck was badly vandalized and I have no way of getting around but to barrow another car.
I will never ever go back to progressive nor I will recommend this insurance to anyone....Please stay away from these people.
The car was slashed all around.....They broke the back glass and the inside seats were also slashed. On top of it all they have spray tagged RR on the hood of the car. I am Still waiting to settle the claim.
God Bless.
Saving Money on Auto Insurance Tips and Tricks
Kamis, 10 Juni 2010
While most drivers know that auto insurance is important—and in many states, a legal requirement for all drivers—no one wants to pay more than necessary to insure their vehicles. Whether you are shopping for auto insurance for the first time, or if you already have an auto insurance policy, considering the tips included here could save you money on your insurance premium costs. A little time spent on research can save you a significant amount on your insurance premiums, if you know what aspects to consider. First and foremost, get a few auto insurance quotes from different companies. Use our online form to compare up to five quotes quickly.
The Basics:
* A higher deductible can keep your premium costs down. Auto insurance companies charge more for low deductibles. If you keep your deductible higher, you will pay higher out-of-pocket costs should an accident occur; however, a small increase in your deductible may equal significant savings on your premium—it may even exceed the cost of your deductible.
* Consider the types of vehicles you insure. A very expensive vehicle, a vehicle with a poor safety record, or a vehicle that is popular with car thieves may cost you more to insure. A safe, moderately-priced vehicle is likely to cost less to insure. If you sell a vehicle or own one that you no longer drive, be sure to take it off of your policy.
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* Drop unnecessary coverage. It may make sense to insure a new vehicle or a vehicle that is still being financed—this may even be a requirement of your lender—but it might not make sense to carry coverage such as collision or comprehensive on an older vehicle. If you are paying more for these types of insurance than the vehicle is worth, consider discontinuing this type of coverage. Also, make sure to keep the list of drivers on your policy current and to remove drivers who no longer need coverage on your policy—for example, adult children who purchase their own auto insurance should be removed.
* Ask your insurer about eligibility for discounts. Many auto insurance policy holders are eligible for various discounts. Some insurers offer discounts for long-time customers, for safe or accident-free driving records, and for having safety features on your vehicle (such as air bags or anti-lock brakes) or theft-protection devices installed in your vehicle. For the notoriously expensive-to-insure teen drivers, some companies may offer discounts for good grades and driver education or safety classes. Older drivers may also qualify for discounts by attending safe driving classes or staying accident-free.
Some Additional Considerations About Auto Insurance
Auto insurance rates are also affected by things such as how many miles you drive your vehicle, statistical data for auto theft in your area, and where your vehicle is parked at night—in a garage or on the street. While these things may be beyond your control, they do affect your coverage rates.
Whether you have auto insurance coverage already or you are shopping for coverage for the first time, it may pay to shop around. By pricing getting quotes from different car insurance agents, you may be able to find a particular insurer that can offer you the best deal—don’t assume your carrier is the best bargain, even if you have been with them for a long time. Be careful though. Before you switch auto insurers, consider whether the savings a new carrier may offer will decrease over time. Another company might offer an initially low premium to entice customers to switch, yet they may make significant increases to premiums annually. If this is the case, the initial savings may be negated by costing you more money in the long run, if you switch.
The best general tip is to do your homework. Only buy the coverage you need on the vehicles that need it. Shop around for the best deal—but be careful about learning the details before you switch. Overall, taking a closer look at your auto insurance policy and coverage is a good idea in general—and it may save you money on your auto insurance premium as well. The best way to comparison shop is to use our online form and compare quotes from local agents.
The Basics:
* A higher deductible can keep your premium costs down. Auto insurance companies charge more for low deductibles. If you keep your deductible higher, you will pay higher out-of-pocket costs should an accident occur; however, a small increase in your deductible may equal significant savings on your premium—it may even exceed the cost of your deductible.
* Consider the types of vehicles you insure. A very expensive vehicle, a vehicle with a poor safety record, or a vehicle that is popular with car thieves may cost you more to insure. A safe, moderately-priced vehicle is likely to cost less to insure. If you sell a vehicle or own one that you no longer drive, be sure to take it off of your policy.
Compare Car Insurance Quotes
Enter Zip Code
* Drop unnecessary coverage. It may make sense to insure a new vehicle or a vehicle that is still being financed—this may even be a requirement of your lender—but it might not make sense to carry coverage such as collision or comprehensive on an older vehicle. If you are paying more for these types of insurance than the vehicle is worth, consider discontinuing this type of coverage. Also, make sure to keep the list of drivers on your policy current and to remove drivers who no longer need coverage on your policy—for example, adult children who purchase their own auto insurance should be removed.
* Ask your insurer about eligibility for discounts. Many auto insurance policy holders are eligible for various discounts. Some insurers offer discounts for long-time customers, for safe or accident-free driving records, and for having safety features on your vehicle (such as air bags or anti-lock brakes) or theft-protection devices installed in your vehicle. For the notoriously expensive-to-insure teen drivers, some companies may offer discounts for good grades and driver education or safety classes. Older drivers may also qualify for discounts by attending safe driving classes or staying accident-free.
Some Additional Considerations About Auto Insurance
Auto insurance rates are also affected by things such as how many miles you drive your vehicle, statistical data for auto theft in your area, and where your vehicle is parked at night—in a garage or on the street. While these things may be beyond your control, they do affect your coverage rates.
Whether you have auto insurance coverage already or you are shopping for coverage for the first time, it may pay to shop around. By pricing getting quotes from different car insurance agents, you may be able to find a particular insurer that can offer you the best deal—don’t assume your carrier is the best bargain, even if you have been with them for a long time. Be careful though. Before you switch auto insurers, consider whether the savings a new carrier may offer will decrease over time. Another company might offer an initially low premium to entice customers to switch, yet they may make significant increases to premiums annually. If this is the case, the initial savings may be negated by costing you more money in the long run, if you switch.
The best general tip is to do your homework. Only buy the coverage you need on the vehicles that need it. Shop around for the best deal—but be careful about learning the details before you switch. Overall, taking a closer look at your auto insurance policy and coverage is a good idea in general—and it may save you money on your auto insurance premium as well. The best way to comparison shop is to use our online form and compare quotes from local agents.
How To Mount a Car Starter Solenoid
Minggu, 11 April 2010
A solenoid is a mechanism attached to a vehicle's starter motor. If you experience issues during starting your car such as a weird clanking or ticking noise during the start, then the solenoid in your car starter may be busted and may require a replacement. Here's how:
- Assemble all of the needed tools and materials for this task. Have a set of sockets ready. Also assemble their respective wrench extensions. Ready a ratchet for the task as well. Of course, prepare the replacement solenoid. Make sure you buy one that is compatible for the make and model of your car. Also make sure that you buy a replacement solenoid that has the exact number of terminals. If your car is equipped with a solenoid that only has three terminals, then do not get one that has four.
- Disconnect the car's negative battery cables. Make sure that you start working with the car engine cold. Disengage the battery's negative cables first. This is to make sure you do not get electrocuted. To do this, use the appropriate size wrench to take out the bolt holding the negative battery cables in place. Once this is done, simply put the negative cable beside the battery so it does not get in the way.
- Take out the solenoid that needs replacement. Locate the position of the solenoid first. Your car user's manual would be your best reference. Now, take the correct size of socket with extensions and insert it to the bolt holding the solenoid in place. Simply turn the tool in a clockwise direction to lock the socket in place. Afterwards, turn the socket counter clockwise a number of times to loosen the bolt. Repeat this same step for all the other bolts holding the solenoid in place. Now, get the correct size of socket to be used for unloosening the nuts on the solenoid. Attach this socket to a ratchet and start loosening all of the nuts. Place the nuts in a can to make sure you do not lose them. Once done, take out the starter solenoid.
Insurance Commissioner Poizner announced an increase of almost 20% of the consumption program cheap auto insurance
Sabtu, 10 April 2010
Sour economy, aggressive information campaign for Spike cited in the application last year
California Insurance Commissioner Steve Poizner announced today that the California Low Cost Automobile Insurance Program (CLCA) is an impressive 18.9 percent in 2009 was compared with the previous year. An awareness program active and growing economic conditions in the program, which was founded in 1999 and credited in every county in California since 2007.
"After the law throughout California is necessary to carry car insurance," said Commissioner Poizner. "In these difficult economic times, I know that the temptation to reduce cost. Anyway, I'm glad to see that people in California Low Cost Automobile Insurance Program Turn to implement and other financial risks. I encourage anyone who meets the criteria eligibility and is considering giving up their insurance, a look at the program that legally consider only 15% of the insured and very low payments.
Approximately 7,500 applications were approved in 2009 compared to CICA 6306 in 2008. The busiest month was April 2009 with 727 questions. Spike coincided with a national tour with the Commissioner Poizner to publish the program. The monthly average for the year of 624 applications.
The purpose of the CICA is a liability insurance cheap car for drivers who can demonstrate a good financial need. Prices are fixed annually by each county and adjusted so that premiums are sufficient to cover losses and expenses every county.
The California Department of Insurance (CDI) is reminding motorists that it is easier to qualify for the program than they might think. Eligibility for the program are:
* The candidate must have at least 19 years of continuous license for 3 years and the driver of the "good" - no more than one property damage in case of failure or a single point for a moving violation in the last three years.
* No accident because of injury or death during the last three years and no crime or misdemeanor conviction for a violation of vehicle.
* The family meets the income limits of $ 27,075 qualifies for a single person, $ 36,425 for two persons and $ 55,125 for a family of four. Restrictions continued to increase with family size.
* The value of an insured vehicle must not exceed $ 20,000.
payment plans are available.
To see if you qualify for ALCC, go to www.insurance.ca.gov / low cost, or by phone at (866) 60-AUTO-1 (866-602-8861).
# # #
Please visit the Department of Insurance website www.insurance.ca.gov. Media requests should be directed to toll free consumer 800.927.HELP. Callers from outside the state, please call 213.897.8921. The telecommunication devices for the deaf (TDD), please call 800.482.4833.
If you want a member of the public information, please visit our consumer services.
California Insurance Commissioner Steve Poizner announced today that the California Low Cost Automobile Insurance Program (CLCA) is an impressive 18.9 percent in 2009 was compared with the previous year. An awareness program active and growing economic conditions in the program, which was founded in 1999 and credited in every county in California since 2007.
"After the law throughout California is necessary to carry car insurance," said Commissioner Poizner. "In these difficult economic times, I know that the temptation to reduce cost. Anyway, I'm glad to see that people in California Low Cost Automobile Insurance Program Turn to implement and other financial risks. I encourage anyone who meets the criteria eligibility and is considering giving up their insurance, a look at the program that legally consider only 15% of the insured and very low payments.
Approximately 7,500 applications were approved in 2009 compared to CICA 6306 in 2008. The busiest month was April 2009 with 727 questions. Spike coincided with a national tour with the Commissioner Poizner to publish the program. The monthly average for the year of 624 applications.
The purpose of the CICA is a liability insurance cheap car for drivers who can demonstrate a good financial need. Prices are fixed annually by each county and adjusted so that premiums are sufficient to cover losses and expenses every county.
The California Department of Insurance (CDI) is reminding motorists that it is easier to qualify for the program than they might think. Eligibility for the program are:
* The candidate must have at least 19 years of continuous license for 3 years and the driver of the "good" - no more than one property damage in case of failure or a single point for a moving violation in the last three years.
* No accident because of injury or death during the last three years and no crime or misdemeanor conviction for a violation of vehicle.
* The family meets the income limits of $ 27,075 qualifies for a single person, $ 36,425 for two persons and $ 55,125 for a family of four. Restrictions continued to increase with family size.
* The value of an insured vehicle must not exceed $ 20,000.
payment plans are available.
To see if you qualify for ALCC, go to www.insurance.ca.gov / low cost, or by phone at (866) 60-AUTO-1 (866-602-8861).
# # #
Please visit the Department of Insurance website www.insurance.ca.gov. Media requests should be directed to toll free consumer 800.927.HELP. Callers from outside the state, please call 213.897.8921. The telecommunication devices for the deaf (TDD), please call 800.482.4833.
If you want a member of the public information, please visit our consumer services.
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